When you are a bookkeeper (and a double Capricorn!) like me you have the habit of checking your online bank accounts daily. I do, business wise as well as personal accounts.
This way I keep a close check on the cash-flow, very important responsibility when being in business.
Now, some time last year I noticed there was a 1 pound difference between the balance and 'currently cleared balance' on one of our business bank accounts. There can be a difference between the two when we have paid something by debit card that normally takes two - three days to appear on the balance, but is deducted from the currently cleared balance - available moneys so to say.
But in this case I knew there wasn't a £ 1.00 due anywhere. So I called my bank and told them one of my pounds had gone 'walk-abouts'. They would look into it. 15 minutes later they informed me there was nothing they could see and that I shouldn't worry: that little pound would surely come back safely home soon.
Which it did; two days later.
Almost every month I notice the same: at one point one of our pounds goes 'walk-about' and returns home safely two - three days later.
Weird! Does that happen only to our account?
Imagine being able to borrow one single pound (who would miss it?) from all your clients - 100.000, 500.000, a million clients? - just for a few days to 'play with'. What could you generate in profit from it?
Borrowed without consent - like my school friend used to do with my push-bike all those years ago. She took mine because hers was at the back of the stack and I 'didn't need it at that time'. I did 15 minutes later and had to walk! Frustrating!
I know it's just 1 pound that always "materialises" again, but still: it irks me. I truly don't like mysteries of the financial kind.
(Or am I just paranoid? - do your pounds/dollars/euros ever go "walk-about"?)